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Monthly Readers
Retiring
5 ways to optimize your retirement savings
Retirement will be here before you know it, but it doesn’t have to be scary - you juast need a plan. In this viideo, we will cover different type of retirement plans, how they work, and why y
6 m 19s
Investing
What are mutual funds?
Retirement will be here before you know it, but it doesn’t have to be scary - you juast need a plan. In this viideo, we will cover different type of retirement plans, how they work, and why y
2 m 22s
Investing
What is SIP?
Retirement will be here before you know it, but it doesn’t have to be scary - you juast need a plan. In this viideo, we will cover different type of retirement plans, how they work, and why y
10 m 2s
Investing
What is SIP?
Retirement will be here before you know it, but it doesn’t have to be scary - you juast need a plan. In this viideo, we will cover different type of retirement plans, how they work, and why y
10 m 2s
Quick Concepts
Key terms every investor should know
NAV
Net Asset Value — the price of one unit of a mutual fund. Calculated daily at market close.
AUM
Assets Under Management — total money managed. Focus on consistency, not just size.
Expense Ratio
Annual fee as % of investment. Lower = more wealth with you. Direct plans save 0.5–1% per year.
CAGR
Compounded Annual Growth Rate — the honest way to measure investment performance over time.
ELSS
Equity Linked Savings Scheme — tax-saving fund with 3-year lock-in. Best 80C option for most.
SWP
Systematic Withdrawal Plan — a monthly withdrawal from your corpus. Retirement income, automated.
Benchmark
Index a fund is measured against (e.g. Nifty 50). Your fund should beat its benchmark consistently.
Alpha
Extra return above the benchmark. Positive alpha means the fund manager adds genuine value.
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